Plastic card explained

Plastic cards usually serve as identity documents, thus providing authentication. In combination with other assets that complement the data stored on the card, like PIN numbers, they also serve authorization purposes, most often as bank cards for allowing their holders to do financial transactions. Early and simpler cards feature only hard-to-imitate integrated photographs, security holograms, guillochés, or a magnetic strip on which few bytes of personal data could be stored. Today, smart cards, i.e. those equipped with an electronic chip (storage, or RFID), serve as high-security active electronic documents that allow their holder to qualify for driving cars (drivers license card), receive medical treatment (health insurance cards), do banking and more.

Industry

In their January 2020 report, the International Card Manufacturers Association's (ICMA) indicates a production increase to a record-high of 37.1 billion cards and $27 billion revenue in 2019.[1] Forecasts predicted market growth at a rate of 8.2% from 2021 to 2028, which was counteracted by losses through the Covid pandemic.[2]

Production

See also: card printer. Plastic cards (standard size ID-1) come in various colors and finishings.[3] The laminated mixture of various dyes, paper and plastics (so far mainly PVC and PVCA) and the integration with electronics makes them hard to recycle.[4] [5]

Classification

Type

Range

Technology

Apart from "regular", i.e. non-electronic cards, there is considerable overlap between "chip-enabled", "digital" and "smart" cards, mostly for historical reasons in the development of the current fully equipped smart cards.[7] [8]

Applications

See also: List of smart cards.

Non-electronic security features

Plastic cards may be printed with the following security-relevant features, some of them also containing personal information, others only serving as anti-forgery devices:[9] [10]

See also

Notes and References

  1. Web site: Global Plastic Card Industry Grows to $27B . ICMA . 2020-01-28 . 2021-11-24.
  2. Web site: Rolfe . Alex . Global plastic cards market lose $3 billion amid COVID-19 disruption . Payments Cards & Mobile . 2021-02-02 . 2021-11-23.
  3. Web site: Finishings for Plastic Cards like Hotstamp . All About Cards . 2021-11-23.
  4. Web site: Because You Asked: Are Gift Cards Recyclable? . Recyclebank . 2020-03-25 . 2021-11-23.
  5. Web site: What to do with old credit cards? A quick review . Thales Group . 2017-02-27 . 2021-11-23.
  6. Web site: Instruments . Ecom . RFID vs. NFC - What is the difference? . ECOM Instruments GmbH - Intrinsically Safe Mobile Devices . 2021-11-24.
  7. Web site: New Chip-Enabled Credit and Debit Cards: What do They Mean for You? | Privacy Rights Clearinghouse.
  8. Web site: What You Need To Know About Chip-Enabled Cards . American Southwest Credit Union . 2020-04-10 . 2021-11-24.
  9. Web site: Smart-card security—security features . ruhlamat . 2021-11-24.
  10. Book: Anti-counterfeiting technology guide . . Alicante . 2021 . 978-92-9156-288-6 . 1246506532 .