Digital transaction management (DTM) is a category of cloud services designed to digitally manage document-based transactions. DTM removes the frictioninherent in transactions that involve people, documents, and data to create faster, easier, more convenient, and secure processes.[1] DTM goes beyond content and document management to include e-signatures, authentication and non-repudiation; enabling co-browsing between the customer and the business ; document transfer and certification; secure archiving that goes beyond records management; and a variety of meta-processes around managing electronic transactions and the documents associated with them.[2]
DTM standards are proposed and managed by the xDTM Standard Association[3]
Aragon Research has estimated that "by YE 2016, 70% of large enterprises will have a DTM initiative underway or fully implemented."[4]