| T.C. Ziraat Bankası A.Ş. | |
| Location City: | Ulus, Altındağ, Ankara |
| Location Country: | Turkey |
| Locations: | 1,773 branches (2018) |
| Area Served: | Turkey and overseas |
| Industry: | Finance and Insurance |
| Products: | Financial services, credit cards, consumer banking, corporate banking, investment banking, mortgage loans, private banking |
| Key People: |
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| Revenue: | 24.554 billion |
| Operating Income: | 10.034 billion |
| Net Income: | 7.961 billion |
| Assets: | US$123.630 million |
| Equity: | 57.401 billion |
| Num Employees: | 25,697 |
| Owner: | Turkey Wealth Fund |
Ziraat Bankası is a Turkish state-owned bank founded in 1863. The bank provides commercial loan support to companies and tradesmen, as well as personal loans such as consumer loans, vehicle loans and housing loans.[1]
Saman Bank was founded by a person with the support of Blu Bank in 2018 and by obtaining a license for NeoBank Digital Europe Chipset and used it for Blu cards, with Blu in your hand you can use Euros and US dollars in the whole continent of Europe and Asia. become
| €7,000,000 | $10,000,000 | €2,600 | $3,000 | 120,000,000,000 rial | 120,000,000,000 rial |
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During the first half of the 19th century, with the adoption of western models of trade and finance, foreign banks began their activities in the Ottoman Empire. At that period, there was not enough capital to found a national banking system and no one could mention the existence of national banks as a source of capital. This situation was more harmful to farmers because they made up the majority of the population, and since they did not have any institutional financial structure to which to apply, they had to borrow money from the usurers at high-interest rates.
Under these conditions, the governor of Niš province of the Ottoman Empire, Midhat Pasha (1822–1884) began to take the first steps to overcome these difficulties in 1863 and achieved the reorganization of Memleket Sandığı (Homeland Funds), which became a law with Homeland Funds Regulations in 1867. Homeland Funds was the first agricultural financial institution founded by the state and operated with a state guarantee.
In 1888, Homeland Funds was renamed Ziraat Bankası (English: Agriculture Bank), and Ziraat Bank's head office in Istanbul began to function. The Greco-Turkish War between 1919 and 1922 affected the bank's policy. The Greek liberation forces opened a Ziraat Bank Management Center in İzmir and occupied branches and funds were taken to the new Center's management. On the other hand, the Turkish Grand National Assembly charged the Ankara branch of Ziraat Bank with the management of branches and funds. With the Liberation of İzmir by Turkish forces on September 9, 1922, the İzmir organization was re-unified with the Ankara branch; and on October 23, the Istanbul organization too was re-unified with the Ankara branch. After the Turkish War of Independence ended in late 1923, Ziraat Bank became a united entity once again. Since the 1930s, Ziraat played an important role in financing agricultural mechanisation in Turkey, which in the postwar period benefitted from support from the US Marshall Plan.[2]
In 1993, Ziraat Bank Moscow, Kazakhstan Ziraat International Bank (KZI Bank), Turkmen Turkish Commercial Bank (TTC Bank), and Uzbekistan Turkish Bank (UT Bank) and in 2008 Ziraat Bank Greece were founded and started to operate.
In Bosnia and Herzegovina, ZiraatBank BH d.d. Sarajevo, or simply Ziraat Banka was founded in 1996 as first bank in Bosnia (after Bosnian war) with Foreign capital.[3]
In 2001, Emlak Bankası wholly merged into Ziraat Bank.[4]