| Zigama Credit and Savings Bank | |
| Type: | Private |
| Foundation: | 1997 |
| Location: | Kigali, Rwanda |
| Key People: | James Ndahiro Chairman Emmanuel Bayingana Chief Executive Officer[1] |
| Num Employees: | 124 (2011) |
| Assets: | RWF:215.4 billion (US$251.4 million) (2016)[2] |
| Revenue: | RWF:9.4 billion (US$11 million) (2017) |
| Industry: | Financial services |
| Products: | Loans, Savings, Investments |
Zigama Credit and Savings Bank (ZCSB), is a microfinance bank in Rwanda. The bank is one of the financial institutions licensed by the National Bank of Rwanda, the national banking regulator.[3]
ZCSB was established in 1997 as Zigama Credit & Savings Society (ZCSS), also referred to as Zigama CSS, with its primary mission to serve the welfare of Rwanda's military families.[4] In 2011, the institution received a commercial banking license and rebranded to its current name.[5] Since Its formation, the cooperativebank has accepted membership from Rwanda Police Force and Rwanda Correctional Services.[6]
The bank is a licensed cooperative bank, serving its members in Rwanda.[7], the total asset valuation of the institution was in excess of US$143 million (RWF:90 billion).[8]
, the detailed shareholding in the stock of Zigama Credit and Savings Bank are not publicly known. The bank is majority owned and administered by members of the Rwanda Defence Forces.[9]
As of December 2011, ZCSB maintains branches at the following locations:[10]
Zigamacss.rw : Branches
. zigamacss.rw. 14 February 2015.