| Official Name: | Waterloo, New York |
| Settlement Type: | Town |
| Pushpin Map: | New York |
| Pushpin Map Caption: | Location within the state of New York |
| Subdivision Type: | Country |
| Subdivision Name: | United States |
| Subdivision Type1: | State |
| Subdivision Name1: | New York |
| Subdivision Type2: | County |
| Subdivision Name2: | Seneca |
| Government Type: | Town Council |
| Leader Title: | Supervisor |
| Leader Name: | Don Trout[1] |
| Leader Title1: | Clerk |
| Leader Name1: | Sandra Ridley |
| Leader Title2: | Court |
| Leader Name2: | Justice Conrad A. Struzik |
| Established Title: | Settled |
| Established Title1: | Established |
| Established Date1: | [2] |
| Unit Pref: | Imperial |
| Area Footnotes: | [3] |
| Area Total Km2: | 56.50 |
| Area Land Km2: | 56.12 |
| Area Water Km2: | 0.38 |
| Area Total Sq Mi: | 21.82 |
| Area Land Sq Mi: | 21.67 |
| Area Water Sq Mi: | 0.15 |
| Population As Of: | 2020 |
| Population Footnotes: | [4] |
| Population Total: | 7378 |
| Timezone: | Eastern (EST) |
| Utc Offset: | -5 |
| Timezone Dst: | EDT |
| Utc Offset Dst: | -4 |
| Elevation M: | 143 |
| Elevation Ft: | 469 |
| Coordinates: | 42.9211°N -76.8617°W |
| Postal Code Type: | ZIP Code |
| Postal Code: | 13165 |
| Area Code: | 315 and 680 |
| Blank Name: | FIPS code |
| Blank Info: | 36-78564[5] |
| Blank1 Name: | GNIS feature ID |
| Blank1 Info: | 0979603[6] |
| Website: | https://waterlootown.org/ |
| Pop Est As Of: | 2022 |
| Pop Est Footnotes: | [7] |
| Population Est: | 7256 |
Waterloo is a town in Seneca County, New York, United States. The population was 7,378 at the 2020 census.[4] The town and its major community are named after Waterloo, Belgium, where Napoleon was defeated.
There is also a village called Waterloo, the primary county seat of Seneca County. The Town of Waterloo is situated on the western border of the county, east of Geneva.
The area was the domain of the Seneca tribe and Cayuga tribe, who were visited in the 17th century by Jesuit missionaries. The Sullivan Expedition passed through the area in 1779 to destroy the natives and their villages. After the war, the area was in the Central New York Military Tract, reserved for veterans.
The region was first settled circa 1800.
The town was formed from the Town of Junius in 1829 and was named after Waterloo, Belgium likely after the Battle of Waterloo.
According to the United States Census Bureau, the town has a total area of 21.8 square miles (56.5 km2), of which 21.7 square miles (56.1 km2) is land and 0.1 square mile (0.4 km2) (0.67%) is water.
The western town line is the border of Ontario County, New York, and part of the southern town boundary is Seneca Lake and the Seneca River/Cayuga-Seneca Canal.
The New York State Route 5/U.S. Route 20 concurrency is a major east–west highway in Waterloo. New York State Route 96 is a highway that turns southward at Waterloo village.
As of the census[5] of 2010, there were 7,642 people, 3,118 households, and 2,008 families residing in the town. The population density was 352.2sp=usNaNsp=us. The racial makeup of the town was 95.9% White, 1.5% Black or African American, 0.1% Native American, 0.3% Asian, 0.0% Pacific Islander, 0.4% from other races, and 1.8% from two or more races. Hispanic or Latino of any race were 2.5% of the population.
There were 3,118 households, out of which 26.1% had children under the age of 18 living with them, 44.6% were married couples living together, 13.2% had a female householder with no husband present, and 35.6% were non-families. 28.8% of all households were made up of individuals, and 11.9% had someone living alone who was 65 years of age or older. The average household size was 2.35 and the average family size was 2.83.
In the town, the population was spread out, with 23.5% under the age of 20, 5.7% from 20 to 24, 23.1% from 25 to 44, 29.5% from 45 to 64, and 18.2% who were 65 years of age or older. The median age was 43.3 years. For every 100 females, there were 92.3 males. For every 100 females age 18 and over, there were 89.9 males.
The median income for a household in the town was $43,527, and the median income for a family was $53,625. Males had a median income of $39,743 versus $30,211 for females. The per capita income for the town was $23,147. About 7.6% of families and 10.2% of the population were below the poverty line, including 11.7% of those under age 18 and 4.6% of those age 65 or over.
There were 3,386 housing units at an average density of 156sp=usNaNsp=us; 7.9% of housing units were vacant.
There were 3,118 occupied housing units in the town, of which 2,179 were owner-occupied units (69.9%), while 939 were renter-occupied (30.1%). The homeowner vacancy rate was 1.2% of total units. The rental unit vacancy rate was 10.1%.[5]
See also: Waterloo Central School District.