Veteran's pension explained

A veteran's pension or "wartime pension" is a pension for veterans of the United States Armed Forces, who served in the military but did not qualify for military retired pay from the Armed Forces. It was established by the United States Congress and given to veterans who meet the eligibility requirements. Along with payments, they are also given additional benefits depending on their eligibility and needs.

The veteran's pension system is managed by the Department of Veterans Affairs.

Wartime pension, wartime period

The veteran's pension is sometimes called the "wartime pension" due to a requirement that the veteran served at least one day during a U.S. wartime period. The Department of Veterans Affairs publishes a list of Eligible Wartime Periods for determining if the Veteran meets the wartime service criterion. As of February 2017 to determine eligibility for the veteran's pension the Veterans Administration recognizes the following wartime periods:

Wartime exclusions

A source of confusion can be use of the term "wartime pension." Some mistakenly interpret this to mean the pension is awarded only to Veterans who participated in combat or served in a combat or war zone. The veteran's and wartime pensions do not require the veteran to have participated in combat, nor to have served in a combat or war zone.

History

A pension plan for disabled veterans was established by congress in 1792.[1] Pension legislation for all surviving veterans was passed in 1818. This was unique to federal legislation. Money was shifted from the national treasury to individuals who were perceived as having the right to preferential treatment. The recipients were entitled to these payments because the pensions were viewed as delayed payments for the people who served during the American Revolution.[2]

Eligibility

Someone is generally eligible for veteran's pension if he or she:

  1. Was not discharged for dishonorable reasons; and,
  2. Served 90 days of active military duty; and,
  3. Served at least one day during wartime ("wartime" as determined by the VA); and,
  4. Had countable family income below a certain yearly limit; and,
  5. Is age 65 years or older; or
  6. Regardless of age is permanently disabled, not due to willful misconduct[3]

Calculation

The annual pension is calculated by adding all of the person's countable income. Any deductions are then subtracted from that total. The remaining total is deducted from the maximum pension limit[4] (taking into account the number of dependents, spouse, etc.). This final number is the yearly pension; dividing it by 12 results in the monthly pension.[5]

Tax-free benefit

The veteran's pension is a tax-free benefit not subject to federal income tax. Regarding state tax, the veteran or beneficiary must check with the taxing authority in his or her state of residence to determine if the pension is subject to state income tax.

Income received per month

Additional benefits

In addition to monthly payments, certain veterans may be eligible for additional benefits such as automobile grants, special adaptive housing, traumatic service members group life insurance, educational benefits and health care.[7]

Aid and Attendance

Aid and Attendance is an amount awarded in addition to the basic pension. This benefit takes into account a person's unreimbursed (out-of-pocket) medical expenses. These medical expenses are subtracted from a person's gross income to determine eligibility.[8]

A veteran is eligible for Aid and Attendance when he or she

  1. Requires the regular aid of another person to perform everyday functions (bathing, eating, dressing, etc.)
  2. Is bedridden
  3. Is a patient in a nursing home
  4. Is blind or nearly blind

Housebound

A veteran is eligible for housebound benefits when he or she:

  1. Has a single permanent disability that results in confinement to his or her immediate premises
  2. Has a single permanent disability rated as 100% disabling and a secondary disability rated as 60% disabling[9]

Notes and References

  1. Web site: Hayburn's Case: Information from . Answers.com . 2014-03-27.
  2. UMI Dissertation Services, ProQuest Information and Learning, Ann Arbor, MI, 2001. Source Note: From: Dissertation Abstracts International, Volume: 62-05, Section: A, p. 1925. Thesis (Ph.D.) University of South Carolina, 2001.
  3. Web site: Veterans Pension. 2008-06-19. Department of Veterans Affairs.
  4. http://www.vba.va.gov/bln/21/Rates/pen01.htm schedule
  5. Web site: Military Benefits. 2007-03-10. Military.com.
  6. Web site: The Leading Veteran Pension Resource Site on the Net . veteranspensionresource.com . 2014-03-27.
  7. Web site: Military Services . https://web.archive.org/web/20120723163725/http://www.vba.va.gov/bln/21/milsvc/ . 2012-07-23.
  8. Web site: Qualifying for A&A Benefits . Adam J. Larson . Veterans' Legal Aid Society . 3 June 2010 .
  9. Web site: Veterans Pension. January 12, 2007. 2007-03-10. Department of Veterans Affairs.