Upsolve Explained
Upsolve is a nonprofit online web application that enables low-income Americans to file for Chapter 7 bankruptcy on their own.[1] [2] [3] [4]
History
Upsolve received seed funding from Y Combinator,[5] the Legal Services Corporation, the Robin Hood Foundation, Harvard University, and former Google CEO Eric Schmidt.[6] [7] [8]
Upsolve was inspired by the Financial Distress Research Project, launched by Professors Jim Greiner (Harvard Law School), Dalié Jiménez (University of California, Irvine School of Law), and Lois Lupica (University of Maine Law School) to study the effectiveness of self-help material in assisting low-income Americans through their legal problems.[9] [10] [11] [12] In 2016, Upsolve spun out of the Access to Justice Lab at Harvard Law School.[13] [14]
Upsolve began by serving low-income residents of New York City before expanding to the rest of the United States.[15] [16]
Process
Users take an online screener to see if they qualify for assistance from Upsolve.[17] If they qualify, users then answer a series of questions on the Upsolve web application about their financial situation.[18] [19] When users finish answering questions, Upsolve's application populates the bankruptcy forms.[20] [21]
After the paperwork review is finished, users print and deliver their completed bankruptcy paperwork to the court on their own.[22] [23] Upsolve is free for end users.[24] [25] [26] [27]
In 2020, TIME named Upsolve to its annual 100 best inventions of the year list.[28] In 2018, the American Bar Association Journal named Upsolve a top web tool.[29]
Notes and References
- News: The 2018 Good Tech Awards. Roose. Kevin. 2018-12-21. The New York Times. 2018-12-24. en-US. 0362-4331.
- News: For Struggling Consumers, a Cheaper Way to File for Bankruptcy. Ferek. Katy Stech. WSJ. 2018-12-01. en-US.
- News: Bankruptcy is a powerful tool for fighting predatory bills. This app helps you do it for free. 2018-10-09. Fast Company. 2018-12-01. en-US.
- News: Too Broke To Go Bankrupt? Harvard Student Uses Software To Tackle Problem For Poor. Fisher. Daniel. Forbes. 2018-12-01. en.
- Web site: YC-backed Upsolve is automating bankruptcy for everyone. TechCrunch. en-US. 2019-02-11.
- News: Upsolve Moves Upward: Under 30 Cofounder's Bankruptcy Service Is Just One Click Away. Denhart. Chris Albers. Forbes. 2018-12-01. en.
- Web site: A fresh start to fight poverty. 2017-06-22. www.seas.harvard.edu. en. 2018-12-01.
- News: Harvard President's Innovation Challenge creates answers to future needs. 2017-05-10. Harvard Gazette. 2018-12-01. en-US.
- News: These Two Nonprofit Entrepreneurs Are Revolutionizing Bankruptcy and Revitalizing Lives. 2017-01-06. Inc.com. 2018-12-02.
- Web site: Project Designed to Help Debtors Fight Back in Court - UConn Today. today.uconn.edu. en-US. 2018-12-02.
- News: Kristin Turner '17 named Public Welfare Foundation A2J Tech Fellow - Harvard Law Today. Harvard Law Today. 2018-12-02. en-US.
- News: Greiner, HLS students spearhead new Consumer Debt Relief Project - Harvard Law Today. Harvard Law Today. 2018-12-02. en-US.
- News: Harvard Law School's Access to Justice Lab aims to challenge legal exceptionalism - Harvard Law Today. Harvard Law Today. 2018-12-01. en-US.
- News: Upsolve: Another Piece in the Access-to-Justice Puzzle. Juetten. Mary. Forbes. 2018-12-01. en.
- News: Too Broke To Go Bankrupt? Harvard Student Uses Software To Tackle Problem For Poor. Fisher. Daniel. Forbes. 2018-12-02. en.
- News: Upsolve Moves Upward: Under 30 Cofounder's Bankruptcy Service Is Just One Click Away. Denhart. Chris Albers. Forbes. 2018-12-02. en.
- News: Bankruptcy is a powerful tool for fighting predatory bills. This app helps you do it for free. 2018-10-09. Fast Company. 2018-12-02. en-US.
- News: Analysis What happens when you can't afford to go bankrupt. Washington Post. en. 2018-12-01.
- News: Legal tech is opening the system to those who need legal representation the most. TechCrunch. 2018-12-01. en-US.
- News: Analysis What happens when you can't afford to go bankrupt. Washington Post. en. 2018-12-01.
- News: Armed with high-tech assistance, legal aid attorneys aim to assist more people filing for bankruptcy. Pittsburgh Post-Gazette. 2018-12-01. en.
- News: For Struggling Consumers, a Cheaper Way to File for Bankruptcy. Ferek. Katy Stech. WSJ. 2018-12-01. en-US.
- News: What if you can't afford to go bankrupt?. Kiel. Paul. chicagotribune.com. 2018-12-01. en-US.
- News: For Struggling Consumers, a Cheaper Way to File for Bankruptcy. Ferek. Katy Stech. WSJ. 2018-12-01. en-US.
- Web site: 'TurboTax' for Bankruptcy: Upsolve a Potential Industry Disrupter. www.bna.com. 2018-12-01.
- News: Program enables poor to more easily file for bankruptcy. 2018-01-17. Press Herald. 2018-12-01. en-US.
- Web site: Lawyers and Legal Advice USAGov. www.usa.gov. en. 2018-12-01.
- Upsolve: The 100 Best Inventions of 2020. 2020-11-24. Time.
- News: Best web tools of 2018. ABA Journal. 2018-12-01. Stephen Rynkiewicz. en.