TransUnion Canada explained

TransUnion Canada
Type:	Canadian division
Industry:	Credit risk assessment
Location:	Burlington, Ontario
Products:	Credit reports
Services:	Credit information
Owner:	TransUnion

Based in Burlington, Ontario, TransUnion Canada is one of two^[1] credit reporting agencies in Canada. Like their main competitor, Equifax Canada, they now market their credit reports directly to consumers, in addition to their core business of providing the reports to potential creditors.

Services

Services offered by TransUnion Canada include:

• Disputes
• Fraud
• General
• Score
• Consumer disclosures^[2]

Legal

In 2012 Consumer Protection B.C issued a compliance order against Trans Union to remove all data it held over 6 years. Trans Union refused to comply with the compliance order as it felt obligated to report "substantiated facts" longer than six years. TransUnion requested a review of the compliance order, which led to court action. The BC Supreme Court ruled in 2014 that the compliance order was lawful.^{[3] [4]}

See also

• Identity theft
• TransUnion
• Equifax Canada

External links

• TransUnion Canada

Notes and References

1. Web site: Credit Report, Credit Score and Credit Rating - Office of Consumer Affairs . www.ic.gc.ca . 13 January 2022 . https://web.archive.org/web/20171017145527/https://www.ic.gc.ca/eic/site/oca-bc.nsf/eng/ca02179.html . 17 October 2017 . dead.
2. Web site: Consumer Disclosures.
3. Web site: Trans Union credit agency ordered to delete old data . 2014-01-20 . . https://web.archive.org/web/20160701111042/https://www.theglobeandmail.com/news/british-columbia/trans-union-credit-agency-ordered-to-delete-old-data/article16425062/ . 2016-07-01 . live .
4. http://www.courts.gov.bc.ca/jdb-txt/SC/14/00/2014BCSC0074.htm Supreme Court Case Docket Number: S124585