Tourmalin's Time Cheques is a novel by F. Anstey published in 1891.
Tourmalin's Time Cheques is a novel in which Tourmalin deposits his long uninteresting seagoing hours in a Time Bank, and he can reclaim these hours later to use however he needs.
Dave Langford reviewed Tourmalin's Time Cheques for White Dwarf #87, and stated that "Antsey can only resolve things by a hoary literary device [...] Otherwise, it's still fun."[1]