| Official Name: | Tioga Terrace, New York |
| Settlement Type: | Census-designated place |
| Pushpin Map: | New York#USA |
| Pushpin Label: | Tioga Terrace |
| Coordinates: | 42.0517°N -76.12°W |
| Subdivision Type: | Country |
| Subdivision Name: | United States |
| Subdivision Type1: | State |
| Subdivision Name1: | New York |
| Subdivision Type2: | County |
| Subdivision Name2: | Tioga |
| Subdivision Type3: | Town |
| Subdivision Name3: | Owego |
| Area Footnotes: | [1] |
| Area Total Sq Mi: | 1.00 |
| Area Land Sq Mi: | 1.00 |
| Area Water Sq Mi: | 0.00 |
| Area Total Km2: | 2.60 |
| Area Land Km2: | 2.60 |
| Area Water Km2: | 0.00 |
| Population As Of: | 2020 |
| Population Density Km2: | 801.99 |
| Timezone: | Eastern (EST) |
| Utc Offset: | -5 |
| Timezone Dst: | EDT |
| Utc Offset Dst: | -4 |
| Elevation Ft: | 980 |
| Postal Code Type: | ZIP Code |
| Postal Code: | 13732 (Apalachin) |
| Area Code: | 607 |
| Blank Name: | FIPS code |
| Blank Info: | 36-73990 |
| Blank1 Name: | GNIS feature ID |
| Blank1 Info: | 2806978 |
| Population Total: | 2082 |
| Unit Pref: | Imperial |
| Population Density Sq Mi: | 2077.84 |
Tioga Terrace is a neighborhood and census-designated place (CDP) in the town of Owego, Tioga County, New York, United States. It was first listed as a CDP prior to the 2020 census.
The community is in southeastern Tioga County, on the eastern side of Owego. It is bordered to the east by the town of Vestal in Broome County, to the west by the hamlet of Apalachin, and to the north by New York State Route 434 in the valley of the Susquehanna River. NY-434 leads east-northeast to Binghamton and northwest 9miles to the village of Owego. Interstate 86 runs parallel to NY-434, just to the north of the CDP, with the closest access from Exit 66 in Apalachin.