State Bank of New South Wales explained

State Bank of New South Wales
Former Name:	Rural Bank of New South Wales (1933–1981)
Industry:	Financial services
Predecessor:	Government Savings Bank of New South Wales
Successors:	Colonial State Bank Commonwealth Bank
Founded:	1 July 1933
Defunct:	23 November 1994
Hq Location:	Rural Bank Building, Martin Place (1936–1982)
Area Served:	New South Wales

The State Bank of New South Wales, from 1933 until 1981 known as the Rural Bank of New South Wales, was a bank that was owned by the Government of New South Wales. In 1994, it was taken over by Colonial Mutual and became the Colonial State Bank and then sold to the Commonwealth Bank in 2000.

History of operations

Founding and growth

By early 1931, the Government Savings Bank was in financial trouble in the midst of the Great Depression, and on 22 April 1931 the Bank suspended payments after a drain on its cash resources. On 15 December 1931, the majority of the Government Savings Bank was amalgamated into the Commonwealth Savings Bank.^[1] The Rural Bank and Advance Homes Departments of the Government Savings Bank were not taken over by the Commonwealth Savings Bank, and continued to operate.^{[2] [3]} In late 1932, the NSW Government led by Assistant Treasurer Eric Spooner introduced legislation to reconstitute what remained of the Government Savings Bank into a new "Rural Bank of New South Wales", with a specific mandate to support primary industries and not to operate as a traditional general lending bank, governed by a board of three commissioners.^{[4] [5] [6]}

On 23 December 1932, the Rural Bank of New South Wales Act, 1932 was passed by the NSW Parliament,^[7] and on 1 July 1933 the new institution and board of commissioners commenced operations to replace the old Government Savings Bank. The former chairman of the GSB, William O'Malley Wood, was appointed president and commissioner, with Clarence McKerihan and Henry Rogers appointed as commissioners.^{[8] [9] [10]}

On 19 December 1947, the NSW Parliament passed the Rural Bank of New South Wales (General Banking) Act, 1947, which merged the Rural Bank Department, the Advances for Homes Department, and the Personal Loans Department, into a General Bank Department, and authorised the bank to operate as a regular trading bank.^{[11] [12] [13]} On this change, the Premier of NSW, Jim McGirr, commented:

State Bank

On 2 November 1981, the State Bank Act came into effect, which reconstituted the Rural Bank as the "State Bank of New South Wales", governed by a board of seven directors, and changed the mandate to that of a standard commercial bank.^{[14] [15] [16]} The bank's slogan for many years was "We do more for you personally".^[17] On the change of the Rural Bank to the State Bank, a former bank employee, Bruce R. Turner, later recalled: The bank was 'corporatised' in 1990, under the State Owned Corporations Act 1989 (NSW) and the State Bank (Corporatisation) Act 1989 (NSW). On 14 May 1990, the existing State Bank was dissolved, and all of its assets and business undertaking were vested in an incorporated State Bank, limited by shares.^[18]

Privatisation and merger

On 23 November 1994, the NSW Government sold the bank to Colonial Mutual, a financial services company, through the State Bank (Privatisation) Act 1994.^[19] Although initially retaining the State Bank name, the bank then changed its name to Colonial State Bank in 1996.^{[20] [21] [22]} In 2000, it too was taken over, this time by the Commonwealth Bank of Australia.

Executives

Rural Bank, 1933–1981

The board of the Rural Bank consisted of three (later five) commissioners appointed by the Governor on the advice of the Premier for a term of seven years, with one of the commissioners appointed as president/general manager. A deputy president could also be appointed to fill in during a long period of absence of the president.^[7]

Presidents

	Officeholder	Term start date	Term end date	Time in office	Notes
1					^[23] ^[24] ^[25] ^[26] ^[27] ^[28]
2					^[29] ^[30] ^[31] ^[32]
3	John Callachor Fletcher				^[33] ^[34]
4	Albert Oliver				^[35]

Commissioners

Officeholder	Term start date	Term end date	Time in office	Notes
				^[36]
Henry Rogers				^[37] ^[38]
Patrick Kearns				^[39]
John Callachor Fletcher				^[40] ^[41] ^[42]
Bruce Sidney Smith				^[43] ^[44] ^[45]
Sydney Manning Norton				^[46] ^[47] ^[48]
				^[49] ^[50]
Sir James Frederick John Auswild				^[51] ^[52]
Edward Thomas Carroll				^[53]
Robert Hewiston Cooper				^[54] ^[55]
Albert Oliver
Douglas Joseph Byrne				^[56]
William Leslie Evans				^[57]
Jim Ernest Frederick McKensey				^[58]
Eric Randall Leslie Kay				^[59]
Henry Percival Anderson				^[60]
Kenneth George Dennewald				^[61]
				^[62] ^[63] ^[64]

State Bank, 1981–1994

From 2 November 1981, the board of the State Bank consisted of seven directors appointed by the Governor on the advice of the Premier, with one of the directors appointed as managing director.^[65]

Managing Directors/CEO

	Officeholder	Term start date	Term end date	Time in office	Notes
1					^[66]
2					^[67]

Directors

Officeholder	Term start date	Term end date	Time in office	Notes
Kenneth George Dennewald				Deputy
				Chairman^[68]
Henry Percival Anderson				^[69]
Bruce K. Maitland
Robert C. Nicholls
Terrence Malcolm Griffir				^[70]
Donald Graeme Adams				Deputy^[71]
Reginald Garry Walter Murphy				^[72]
Percy Allan
Graham John Kelly
Neville Watkins				^[73]
David Greatorex				Chairman 1990–1993^[74] ^[75] ^[76]
				^[77]
Richard Austen
Richard Norman Hamilton Denton

Former bank buildings

There are many former buildings of the Rural Bank and its successors that are heritage listed:

• 253, 257 Auburn Street, Goulburn (Goulburn Mulwaree LEP).^[78]
• 16-22 Kurrajong Avenue, Leeton (1935; Leeton LEP).^[79]
• Corner Macquarie Street and Memorial Avenue, Liverpool (Liverpool LEP).^[80]
• 1 Wharf Street, Murwillumbah (Tweed LEP).^[81]
• 92-94 Hyde Street, Bellingen (Bellingen LEP).^[82]
• 32 Blackwall Road, Woy Woy (Central Coast LEP).^[83]
• 16 George Street, Parramatta (1938; Parramatta LEP).^{[84] [85]}
• 107 Otho Street, Inverell (Inverell LEP).^[86]
• 217-223 Cressy Street, Deniliquin (1935; Edward River LEP).^[87]
• 94-100 Summerland Way, Kyogle (Kyogle LEP).^[88]
• 150 Mann Street, Gosford (1934; Central Coast LEP).^[89]
• 98 Pacific Highway, Wyong (Central Coast LEP).^{[90] [91]}
• 45 Bridge Street, Muswellbrook (1935 archaeology remains; Muswellbrook LEP).^[92]
• 2 Station Street, Quirindi (1908/1932; Liverpool Plains LEP).^[93]
• Cnr Railway and Kooyoo Streets, Griffith (Griffith LEP).^[94]
• 113 Barker Street, Casino (1935; Richmond Valley LEP).^[95]
• 274 Parker Street, Cootamundra (Cootamundra–Gundagai LEP).^[96]
• 145-149 Sanger Street, Corowa (1936; Federation LEP).^[97]
• 44-46 Tapio Avenue, Dareton (Wentworth LEP).^{[98] [99]}
• 110 Main Street, West Wyalong (Bland LEP).^[100]
• 642 Dean Street, Albury (1937; Albury LEP).^[101]
• 140 Victoria Street, Taree (1935; Mid-Coast LEP).^{[102] [103]}
• 70 Yapunyah Street, Barellan (Narrandera LEP).^[104]
• 62 Market Street, Mudgee (1926; Mid-Western Regional LEP).^[105]
• 245 Grey Street, Glen Innes (1935; Glen Innes Severn LEP).^[106]
• 159 Hoskins Street, Temora (1934; Temora LEP).^[107]
• 65 Dandaloo Street, Narromine (1939; Narromine LEP).^{[108] [109] [110] [111]}
• 147 Comur Street, Yass (1886/1935; Yass Valley LEP).^[112]
• 192 High Street, Hillston (1935/1939; Carrathool LEP).^[113]

Notes and References

1. The Collapse of the Government Savings Bank of New South Wales, 1931. 10.1111/aehr.121004. 1972. Polden. Kenneth. Australian Economic History Review. 12. 52–70.
2. Web site: Series Guide: Government Savings Bank of New South Wales . Unreserved - Reserve Bank of Australia Archives . Reserve Bank of Australia . 18 December 2022.
3. News: RURAL BANK DEPARTMENT . Northern Star . Lismore, New South Wales . 6 January 1932 . 18 December 2022 . 7 . National Library of Australia.
4. News: RURAL BANK. . The Sydney Morning Herald . New South Wales, Australia . 26 December 1932 . 18 December 2022 . 5 . National Library of Australia.
5. News: STATE PARLIAMENT. RURAL BANK . The Sydney Morning Herald . New South Wales, Australia . 8 December 1932 . 18 December 2022 . 13 . National Library of Australia.
6. News: RURAL BANK. . The Sydney Morning Herald . New South Wales, Australia . 21 November 1932 . 18 December 2022 . 9 . National Library of Australia.
7. Web site: Rural Bank of New South Wales Act, 1932 . legislation.nsw.gov.au . New South Wales Government . 18 December 2022.
8. News: RURAL BANK BOARD. . The Sydney Morning Herald . New South Wales, Australia . 30 June 1933 . 18 December 2022 . 15 . National Library of Australia.
9. News: RURAL BANK. . The Sydney Morning Herald . New South Wales, Australia . 30 June 1933 . 18 December 2022 . 11 . National Library of Australia.
10. News: APPOINTMENTS. . Government Gazette Of The State Of New South Wales . 102 . New South Wales, Australia . 7 July 1933 . 17 December 2022 . 2451 . National Library of Australia.
11. Web site: Rural Bank of New South Wales (General Banking) Act 1947 No 38 . AustLII . Australasian Legal Information Institute . 23 December 2022.
12. News: ACHIEVEMENTS OF RURAL BANK . . New South Wales, Australia . 19 April 1949 . 23 December 2022 . 4 . National Library of Australia.
13. News: RURAL BANK GROWING . The Sydney Morning Herald . New South Wales, Australia . 19 April 1948 . 23 December 2022 . 1 . National Library of Australia.
14. News: STATE BANK ACT, 1981.—PROCLAMATION. . Government Gazette Of The State Of New South Wales . 168 . New South Wales, Australia . 2 November 1981 . 17 December 2022 . 5673 . National Library of Australia.
15. News: State bank to be more aggressive . The Canberra Times . Australian Capital Territory, Australia . 1 April 1981 . 17 December 2022 . 37 . National Library of Australia.
16. News: New name for bank . The Canberra Times . Australian Capital Territory, Australia . 31 October 1981 . 17 December 2022 . 18 . National Library of Australia.
17. Book: Turner . Bruce R. . Rising from the Mailroom to the Boardroom: Unique Insights for Governance, Risk, Compliance and Audit Leaders . 23 August 2021 . CRC Press . 9781032042909 . 24–25 . 18 December 2022 . 2 - Looking for Meaningfulness in Customer Service Mottos.
18. Commissioner of Taxation v Bank of Western Australia Ltd; Commissioner of Taxation v State Bank of New South Wales (1995)
19. Web site: State Bank (Privatisation) Act 1994 No 73 . legislation.nsw.gov.au . New South Wales Government . 17 December 2022.
20. News: Flint . Jeremy . Colonial's State Bank gets ready for a new name . The Sydney Morning Herald . 30 August 1996 . 23.
21. News: Verrender . Ian . Change of name for the State Bank lacks note . The Sydney Morning Herald . 23 September 1996 . 3.
22. News: Hornery . Andrew . Yawns all round for bank revamp . The Sydney Morning Herald . 2.
23. Frank Cain, 'Wood, William Henry O’Malley (1856–1941)', Australian Dictionary of Biography, National Centre of Biography, Australian National University, http://adb.anu.edu.au/biography/wood-william-henry-omalley-13255/text6475, published first in hardcopy 2005, accessed online 3 September 2015.
24. News: New President Takes Over . The Sun . New South Wales, Australia . 17 April 1934 . 17 December 2022 . 7 . National Library of Australia.
25. News: APPOINTMENTS. . Government Gazette Of The State Of New South Wales . 56 . New South Wales, Australia . 29 March 1934 . 17 December 2022 . 1362 . National Library of Australia.
26. News: APPOINTMENTS. . Government Gazette Of The State Of New South Wales . 155 . New South Wales, Australia . 29 September 1933 . 17 December 2022 . 3496 . National Library of Australia.
27. News: APPOINTMENTS. . Government Gazette Of The State Of New South Wales . 216 . New South Wales, Australia . 22 December 1933 . 17 December 2022 . 4507 . National Library of Australia.
28. News: RESIGNATIONS. . . 75 . New South Wales, Australia . 20 April 1934 . 17 December 2022 . 1652 . National Library of Australia.
29. [Melanie Oppenheimer]
30. News: Mr. C. R. (Roy) McKerihan, President, Rural Bank . . New South Wales, Australia . 3 August 1953 . 17 December 2022 . 4 . National Library of Australia.
31. News: THE RURAL BANK . . New South Wales, Australia . 12 April 1934 . 17 December 2022 . 2 . National Library of Australia.
32. News: Colonial Treasurer's Department. . Government Gazette Of The State Of New South Wales . 75 . New South Wales, Australia . 20 April 1934 . 17 December 2022 . 1652 . National Library of Australia.
33. News: NEW RURAL BANK PRESIDENT . . New South Wales, Australia . 24 March 1961 . 17 December 2022 . 12 . National Library of Australia.
34. News: APPOINTMENTS . Government Gazette Of The State Of New South Wales . 44 . New South Wales, Australia . 14 April 1961 . 17 December 2022 . 1079 . National Library of Australia.
35. News: APPOINTMENTS . Government Gazette Of The State Of New South Wales . 60 . New South Wales, Australia . 4 June 1971 . 17 December 2022 . 1875 . National Library of Australia.
36. News: APPOINTMENTS. . Government Gazette Of The State Of New South Wales . 102 . New South Wales, Australia . 7 July 1933 . 17 December 2022 . 2451 . National Library of Australia.
37. News: Rural Bank Man's Death . . New South Wales, Australia . 24 November 1952 . 17 December 2022 . 7 . National Library of Australia.
38. News: Rural Bank man's death . The Sun . New South Wales, Australia . 18 November 1952 . 17 December 2022 . 2 . National Library of Australia.
39. News: Rural Bank Commissioner Farewelled . The Farmer And Settler . New South Wales, Australia . 4 February 1949 . 17 December 2022 . 3 . National Library of Australia.
40. News: Third Rural Bank man appointed . The Sun . New South Wales, Australia . 15 March 1950 . 17 December 2022 . 3 . National Library of Australia.
41. News: Third Commissioner To Rural Bank . Newcastle Morning Herald And Miners' Advocate . New South Wales, Australia . 16 March 1950 . 17 December 2022 . 4 . National Library of Australia.
42. News: NEW MEMBER OF BOARD . The Sydney Morning Herald . New South Wales, Australia . 16 March 1950 . 17 December 2022 . 6 . National Library of Australia.
43. News: Commissioner For Rural Bank . The Sydney Morning Herald . New South Wales, Australia . 9 January 1953 . 17 December 2022 . 2 . National Library of Australia.
44. News: APPOINTMENTS. . Government Gazette Of The State Of New South Wales . 17 . New South Wales, Australia . 16 January 1953 . 17 December 2022 . 143 . National Library of Australia.
45. News: Rural Bank Officer Retires . The Biz . New South Wales, Australia . 15 June 1960 . 17 December 2022 . 10 . National Library of Australia.
46. News: APPOINTMENTS . Government Gazette Of The State Of New South Wales . 69 . New South Wales, Australia . 10 June 1960 . 17 December 2022 . 1725 . National Library of Australia.
47. News: No title . Western Herald . New South Wales, Australia . 23 September 1960 . 17 December 2022 . 1 . National Library of Australia.
48. News: NEW BANK OFFICE OPENED . The Biz . New South Wales, Australia . 16 May 1962 . 17 December 2022 . 6 . National Library of Australia.
49. News: APPOINTMENTS . . 20 . New South Wales, Australia . 17 February 1961 . 17 December 2022 . 443 . National Library of Australia.
50. News: APPOINTMENTS . Government Gazette Of The State Of New South Wales . 13 . New South Wales, Australia . 4 February 1966 . 17 December 2022 . 468 . National Library of Australia.
51. News: RURAL BANK OF NEW SOUTH WALES . Government Gazette Of The State Of New South Wales . 23 . New South Wales, Australia . 20 February 1976 . 17 December 2022 . 671 . National Library of Australia.
52. News: RURAL BANK OF NEW SOUTH WALES . Government Gazette Of The State Of New South Wales . 33 . New South Wales, Australia . 17 March 1978 . 17 December 2022 . 868 . National Library of Australia.
53. News: APPOINTMENTS . Government Gazette Of The State Of New South Wales . 56 . New South Wales, Australia . 19 May 1961 . 17 December 2022 . 1492 . National Library of Australia.
54. News: APPOINTMENTS . Government Gazette Of The State Of New South Wales . 128 . New South Wales, Australia . 20 December 1963 . 17 December 2022 . 3738 . National Library of Australia.
55. News: RESIGNATION . Government Gazette Of The State Of New South Wales . 88 . New South Wales, Australia . 13 August 1971 . 17 December 2022 . 3018 . National Library of Australia.
56. News: APPOINTMENTS . Government Gazette Of The State Of New South Wales. 83 . New South Wales, Australia . 30 July 1971 . 17 December 2022 . 2801 . National Library of Australia.
57. News: RESIGNATION . Government Gazette Of The State Of New South Wales . 110 . New South Wales, Australia . 22 August 1975 . 17 December 2022 . 3436 . National Library of Australia.
58. News: APPOINTMENTS . Government Gazette Of The State Of New South Wales . 117 . New South Wales, Australia . 7 September 1973 . 17 December 2022 . 3882 . National Library of Australia.
59. News: APPOINTMENTS . Government Gazette Of The State Of New South Wales . 77 . New South Wales, Australia . 30 May 1975 . 17 December 2022 . 2073 . National Library of Australia.
60. News: RURAL BANK OF NEW SOUTH WALES . Government Gazette Of The State Of New South Wales . 41 . New South Wales, Australia . 26 March 1976 . 17 December 2022 . 1350 . National Library of Australia.
61. News: APPOINTMENTS . Government Gazette Of The State Of New South Wales . 23 . New South Wales, Australia . 8 February 1980 . 17 December 2022 . 613 . National Library of Australia.
62. News: APPOINTMENTS . Government Gazette Of The State Of New South Wales . 69 . New South Wales, Australia . 2 May 1980 . 17 December 2022 . 2143 . National Library of Australia.
63. News: Whitlam's son gets Rural Bank job . The Canberra Times . Australian Capital Territory, Australia . 26 April 1980 . 17 December 2022 . 9 . National Library of Australia.
64. News: BUSINESS & ECONOMICS . The Canberra Times . Australian Capital Territory, Australia . 1 July 1981 . 17 December 2022 . 35 . National Library of Australia.
65. Web site: State Bank Act, 1981 . legislation.nsw.gov.au . New South Wales Government . 17 December 2022 . 10 June 1981.
66. News: STATE BANK ACT, 1981. . . 168 . New South Wales, Australia . 2 November 1981 . 17 December 2022 . 5673 . National Library of Australia.
67. News: STATE BANK OF NEW SOUTH WALES . . 97 . New South Wales, Australia . 12 June 1987 . 17 December 2022 . 2851 . National Library of Australia.
68. News: STATE BANK OF NEW SOUTH WALES . Government Gazette Of The State Of New South Wales . 142 . New South Wales, Australia . 5 October 1984 . 17 December 2022 . 4915 . National Library of Australia.
69. News: STATE BANK ACT 1981 . Government Gazette Of The State Of New South Wales . 170 . New South Wales, Australia . 6 November 1987 . 17 December 2022 . 6127 . National Library of Australia.
70. News: STATE BANK OF NEW SOUTH WALES . Government Gazette Of The State Of New South Wales . 31 . New South Wales, Australia . 26 February 1982 . 17 December 2022 . 785 . National Library of Australia.
71. News: STATE BANK OF NEW SOUTH WALES . Government Gazette Of The State Of New South Wales . 125 . New South Wales, Australia . 17 August 1984 . 17 December 2022 . 4187 . National Library of Australia.
72. News: STATE BANK OF NEW SOUTH WALES . Government Gazette Of The State Of New South Wales . 48 . New South Wales, Australia . 1 March 1985 . 17 December 2022 . 934 . National Library of Australia.
73. News: STATE BANK ACT 1981 . Government Gazette Of The State Of New South Wales . 41 . New South Wales, Australia . 26 February 1988 . 17 December 2022 . 1155 . National Library of Australia.
74. News: STATE BANK ACT 1981 . Government Gazette Of The State Of New South Wales . 119 . New South Wales, Australia . 22 July 1988 . 17 December 2022 . 3835 . National Library of Australia.
75. News: STATE BANK ACT 1981 . Government Gazette Of The State Of New South Wales . 31 . New South Wales, Australia . 2 March 1990 . 17 December 2022 . 1759 . National Library of Australia.
76. News: Boyd . Anthony . Petersen . Prudence . STATE BANK CHAIRMAN WON'T SEEK NEW TERM . 17 December 2022 . The Australian Financial Review . 2 June 1993.
77. News: STATE BANK ACT 1981 . Government Gazette Of The State Of New South Wales . 38 . New South Wales, Australia . 7 April 1989 . 17 December 2022 . 1768 . National Library of Australia.
78. Web site: Buildings, Two Storey, Banks (C 1930, C 1920) . NSW State Heritage Inventory . Heritage NSW . 18 December 2022.
79. Web site: Colonial State Bank (former) . NSW State Heritage Inventory . Heritage NSW . 18 December 2022.
80. Web site: Commercial Building (formerly Rural Bank and State Bank) . NSW State Heritage Inventory . Heritage NSW . 18 December 2022.
81. Web site: Commercial Premises . nsw . Heritage NSW . 18 December 2022.
82. Web site: Commonwealth Bank (former Rural Bank) . NSW State Heritage Inventory . Heritage NSW . 18 December 2022.
83. Web site: Former Rural Bank . NSW State Heritage Inventory . Heritage NSW . 18 December 2022.
84. Web site: Former Rural Bank . NSW State Heritage Inventory . Heritage NSW . 18 December 2022.
85. [Advertising] A dignified design in Terra Cotta - Wunderlich Architectural Terra Cotta ]. Decoration and Glass . 1 March 1940 . 5 . 10 . 31 . 18 December 2022 . National Library of Australia (Trove).
86. Web site: Former Rural Bank . NSW State Heritage Inventory . Heritage NSW . 18 December 2022.
87. Web site: Former State Bank . NSW State Heritage Inventory . Heritage NSW . 18 December 2022.
88. Web site: Kyogle Rural Bank (former) . NSW State Heritage Inventory . Heritage NSW . 18 December 2022.
89. Web site: Rural Bank (former) . NSW State Heritage Inventory . Heritage NSW . 18 December 2022.
90. Web site: Rural Bank (former) . NSW State Heritage Inventory . Heritage NSW . 18 December 2022.
91. The Rural Bank of N.S.W. New Premises, Wyong, N.S.W. . Decoration and Glass . 24 September 1940 . 67 . 397 . 19 . 18 December 2022 . National Library of Australia (Trove).
92. Web site: Rural Bank Building (Demolished - 1991) . NSW State Heritage Inventory . Heritage NSW . 18 December 2022.
93. Web site: Rural Bank Building (Former) . NSW State Heritage Inventory . Heritage NSW . 18 December 2022.
94. Web site: Rural Bank Manager's Residence (Multi-Cultural Centre) . NSW State Heritage Inventory . Heritage NSW . 18 December 2022.
95. Web site: Rural Bank, former . NSW State Heritage Inventory . Heritage NSW . 18 December 2022.
96. Web site: State Bank . NSW State Heritage Inventory . Heritage NSW . 18 December 2022.
97. Web site: State Bank (1938) - former Rural Bank of NSW . NSW State Heritage Inventory . Heritage NSW . 18 December 2022.
98. Web site: State Bank . NSW State Heritage Inventory . Heritage NSW . 18 December 2022.
99. Web site: Item 50 – State Bank (Rural Bank of New South Wales) . Wentworth Shire Council . 18 December 2022.
100. Web site: Building, Rural Chambers (former) . NSW State Heritage Inventory . Heritage NSW . 18 December 2022.
101. Web site: Shops . NSW State Heritage Inventory . Heritage NSW . 19 December 2022.
102. Web site: Commercial building, former State Bank Building . NSW State Heritage Inventory . Heritage NSW . 19 December 2022.
103. Web site: Roberts . Janine . Former Rural Bank of NSW, Taree . MidCoast Stories . MidCoast Council . 19 December 2022 . 30 November 2019.
104. Web site: Former Bank . NSW State Heritage Inventory . Heritage NSW . 19 December 2022.
105. Web site: State Bank . NSW State Heritage Inventory . Heritage NSW . 19 December 2022.
106. Web site: Commercial building - bank - Former State Bank . NSW State Heritage Inventory . Heritage NSW . 23 December 2022.
107. Web site: Temora Local Environmental Plan 2010 . legislation.nsw.gov.au . NSW Government . 23 December 2022.
108. Web site: CBC Bank [Sic] ]. NSW State Heritage Inventory . Heritage NSW . 23 December 2022.
109. News: RURAL BANK. . . Narromine, New South Wales . 14 July 1939 . 23 December 2022 . 4 . National Library of Australia.
110. News: RURAL BANK. . The Sydney Morning Herald . New South Wales, Australia . 8 August 1939 . 23 December 2022 . 6 . National Library of Australia.
111. News: RURAL BANK FOR NARROMINE. . Narromine News And Trangie Advocate . Narromine, New South Wales . 7 July 1938 . 23 December 2022 . 5 . National Library of Australia.
112. Web site: State Bank (former). NSW State Heritage Inventory . Heritage NSW . 23 December 2022.
113. Web site: Australian Bank of Commerce [former]]. NSW State Heritage Inventory . Heritage NSW . 23 December 2022.