| Spencer Creek | |
| Name Other: | Tributary to Uwharrie River |
| Map Size: | 300 |
| Pushpin Map: | USA North Carolina#USA |
| Pushpin Map Size: | 300 |
| Pushpin Map Caption: | Location of Spencer Creek mouth |
| Subdivision Type1: | Country |
| Subdivision Name1: | United States |
| Subdivision Type2: | State |
| Subdivision Name2: | North Carolina |
| Subdivision Type3: | County |
| Subdivision Name3: | Montgomery |
| Length: | 5.73miles[1] |
| Discharge1 Location: | Uwharrie River |
| Discharge1 Avg: | 9.37cuft/s at mouth with Uwharrie River[2] |
| Source1: | Dumas Creek divide |
| Source1 Location: | about 4 miles northwest of Lovejoy, North Carolina |
| Source1 Coordinates: | 35.4422°N -79.9508°W[3] |
| Source1 Elevation: | 760feet[4] |
| Mouth: | Uwharrie River |
| Mouth Location: | about 1 mile northwest of Uwharrie, North Carolina |
| Mouth Coordinates: | 35.4256°N -80.015°W |
| Mouth Elevation: | 305feet |
| Progression: | Uwharrie River → Pee Dee River → Winyah Bay → Atlantic Ocean |
| River System: | Pee Dee |
| Tributaries Left: | Sand Branch Cattail Branch |
| Bridges: | Ophir Road |
Spencer Creek is a 5.73miles long 2nd order tributary to the Uwharrie River, in Montgomery County, North Carolina, United States.
Spencer Creek rises on the Dumas Creek divide about 4 miles northwest of Lovejoy in Montgomery County, North Carolina. Spencer Creek then flows southwest and curves northwest to meet the Uwharrie River about 1 mile north of Uwharrie.[4]
Spencer Creek drains of area, receives about 47.8 in/year of precipitation, has a topographic wetness index of 347.87 and is about 88% forested.[2]