| Official Name: | Payal, Achham Nepal |
| Other Name: | कुवॅंर बाडी |
| Native Name: | पायल अछाम |
| Settlement Type: | Village development committee |
| Pushpin Map: | Nepal |
| Pushpin Label Position: | bottom |
| Pushpin Mapsize: | 300 |
| Pushpin Map Caption: | Location in Nepal |
| Subdivision Type: | Country |
| Subdivision Name: |  Nepal |
| Subdivision Type1: | Province |
| Subdivision Name1: | Sudurpashchim Province |
| Subdivision Type2: | District |
| Subdivision Name2: | Achham District |
| Subdivision Type3: | Rural municipality |
| Subdivision Name3: | Chaurpati Rural Municipality |
| Leader Title: | Socialist |
| Leader Name: | Prakash Bahadur Kunwar |
| Leader Name1: | Bhairab Bahadur Kunwar is known as a popular health service but he is passed away from the universe. He is still living in the heaven and watching every activities of payal |
| Population As Of: | 2001 |
| Population Total: | 4950 |
| Population Density Km2: | auto |
| Population Blank1 Title: | Ethnicities |
| Population Blank2 Title: | Religions |
| Population Blank2: | Hindu |
| Timezone: | Nepal Time |
| Utc Offset: | +5:45 |
| Coordinates: | 29.17°N 81.19°W |
Payal is a small town in the Chaurpati Rural Municipality of Achham District in the Sudurpashchim Province of western Nepal. At the time of the 1991 Nepal census, the town had a population of 4404 living in 1015 houses. Jhadbazar is the centre market area of Payal. The town is in Chaurpati Rural Municipality Ward no. 04.[1] At the time of the 2001 Nepal census, the population was 4950, of which 37% was literate.[1]