Paige Skiba Explained

Paige Marta Skiba
Citizenship:	United States
Work Institutions:	Vanderbilt University School of Law
Field:	Law and economics
Alma Mater:	University of California at Berkeley (PhD) University of Massachusetts at Amherst (BA)
Website:	https://law.vanderbilt.edu/phd/faculty/paige-skiba/index.php

Paige Marta Skiba is an American economist who is a FedEx Research Professor Professor of Law and Professor of Economics at Vanderbilt University Law School,^[1] and an associate editor of the International Review of Law and Economics.^[2] She is an expert on the causes of consequences of consumer borrowing at high interest rates, such as payday loans and pawnshop loans.^[3] She finds that these borrowers have few other options for credit, but often default on these loans after making expensive payments.^{[4] [5]} During the COVID-19 recession, she was among a group of scholars of bankruptcy in the United States who proposed giving small businesses more time during the bankruptcy process to regain solvency.^[6]

Selected works

• Skiba, Paige Marta, and Jeremy Tobacman. "Do payday loans cause bankruptcy?." The Journal of Law and Economics 62, no. 3 (2019): 485–519.
• Agarwal, Sumit, Paige Marta Skiba, and Jeremy Tobacman. "Payday loans and credit cards: New liquidity and credit scoring puzzles?." American Economic Review 99, no. 2 (2009): 412–17.
• Bhutta, Neil, Paige Marta Skiba, and Jeremy Tobacman. "Payday loan choices and consequences." Journal of Money, Credit and Banking 47, no. 2-3 (2015): 223–260.
• Dobbie, Will, and Paige Marta Skiba. "Information asymmetries in consumer credit markets: Evidence from payday lending." American Economic Journal: Applied Economics 5, no. 4 (2013): 256–82.
• Hankins, Scott, Mark Hoekstra, and Paige Marta Skiba. "The ticket to easy street? The financial consequences of winning the lottery." Review of Economics and Statistics 93, no. 3 (2011): 961–969.

Notes and References

1. Web site: Paige Skiba Faculty Law School Vanderbilt University. 2023-03-09 . law.vanderbilt.edu . en.
2. Web site: Paige Marta Skiba. 2020-08-18. www.journals.elsevier.com.
3. Web site: Paige Marta Skiba. 2020-08-18. The Conversation. 4 June 2016 . en.
4. Web site: White. Gillian B.. 2015-11-05. Borrowing While Poor. 2020-08-18. The Atlantic. en-US.
5. News: Zywicki. Todd. NYT on auto title pawns. 2020-08-18. Washington Post. en.
6. Web site: What do struggling small businesses need most? Time – and bankruptcy can provide it. 2020-08-18. TheStreet.com. en.