List of banks in Romania explained

This is a list of all the banks incorporated in Romania .^{[1] [2]}

Banks incorporated in Romania

Universal banks (foreign-owned banks)

• Alpha Bank
• Banca Comercială Română (part of the Erste Group)
• BRD – Groupe Société Générale
• Garanti BBVA (part of the BBVA Group)
• First Bank (part of Intesa Sanpaolo Group^[3])
  • Intesa Sanpaolo Libra Internet Bank
• Vista Bank
• OTP Bank
• Porsche Bank (soon to be rebranded into Credex Bank^[4])
  • ProCredit Bank Raiffeisen Bank
• UniCredit Bank

Universal banks (domestically-owned banks)

• Banca Romana de Credite si Investitii (formerly ATEbank Romania)
• Exim Banca Românească
• Banca Transilvania
• CEC Bank
• Patria Bank
• Salt Bank (part of the Banca Transilvania Group)
• TechVentures Bank

Romanian branches of international banks

Universal banks

• ING
• BNP Paribas Personal Finance
• Revolut
• TBI Bank
• Alior Bank SA Varșovia - Sucursala Bucureşti^[5]
• Credit Europe Bank (Romania)^{[6] [7] [8]}

Corporate banks

• Bank of China
• Banque Banorient France (formerly Blom Bank France)
• BNP Paribas
• Citibank Europe
• PKO Bank Polski

List of systemic banks

As of 2024, the National Committee of Macroprudential Oversight of Romania has identified 9 locally-incorporated banks as systematically important and thus have to meet more stringent requirements:^[9]

• Banca Transilvania
• BRD – Groupe Société Générale
• Banca Comercială Română (Erste Group)
• UniCredit Bank
• Raiffeisen Bank
• CEC Bank
• OTP Bank
• Alpha Bank
• Exim Banca Românească

Market share of banks

The market share of banks in terms of assets (above 1%):^{[10] [11] [12] [13]}

Bank 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 1 Banca Transilvania 19.11% 19.55% 18.46% 17.72% 16.48% 13.87% 13.15% 12.60% 9.80% 8.90% 2 Banca Comercială Română 13.95% 13.93% 14.20% 14.43% 15.05% 15.83% 16.28% 15.80% 16.20% 17.50% 3 BRD – Groupe Société Générale 10.20% 10.48% 11.01% 11.28% 11.99% 12.50% 12.87% 13.00% 12.40% 13.00% 4 ING Bank 9.00% 9.27% 9.55% 9.01% 8.51% 7.87% 7.08% 6.30% 5.10% 5.00% 5 Raiffeisen Bank 8.85% 9.25% 9.16% 8.66% 8.88% 8.44% 8.49% 8.40% 7.90% 7.30% 6 CEC Bank 8.83% 7.92% 7.37% 6.64% 6.50% 7.41% 7.16% 7.30% 7.70% 7.40% 7 UniCredit Bank 8.62% 7.84% 8.11% 8.99% 9.21% 8.78% 8.30% 8.10% 7.90% 7.60% 8 Alpha Bank 3.01% 2.92% 3.20% 3.60% 3.76% 3.66% 3.74% 4.00% 4.60% 4.50% 9 OTP Bank 2.84% 2.89% 2.65% 2.68% 2.45% 2.14% 2.09% 2.30% 1.30% 1.30% 10 EximBank 3.28% 2.30% 2.11% 1.57% 1.60% 1.30% 1.09% 1.00% 1.10% 1.10% 11 Citibank 2.05% 1.91% 1.98% 2.06% 1.78% 1.57% 1.73% 2.30% 2.40% 1.80% 12 Garanti BBVA 1.91% 1.78% 1.91% 2.19% 2.27% 2.33% 2.28% 2.50% 2.20% 2.00% 13 Libra Internet Bank 1.39% 1.50% 1.31% 1.32% 1.21% 1.08% 0.86% 0.60% 0.50% 0.30% 14 Banca Românească 1.24% 1.16% 1.34% 1.50% 1.46% 1.62% 1.80% 1.90% 1.90% 15 Intesa Sanpaolo 1.09% 1.09% 1.15% 1.33% 1.26% 1.05% 1.04% 1.10% 1.20% 1.40% 16 First Bank 1.10% 1.09% 1.31% 1.30% 1.50% 1.51% 1.67% 1.90% 2.50% 2.50% Banca Transilvania acquired Bancpost in 2018 from Eurobank. Banca Transilvania acquired Volksbank Group's Romanian subsidiary in 2015. UniCredit Bank acquired Royal Bank of Scotland's Romanian subsidiary in 2015. Raiffeisen Bank acquired Citibank's retail banking operations in 2013. OTP Bank acquired Millennium BCP's Romanian subsidiary in 2015. Citibank sold its retail banking operations to Raiffeisen Bank in 2015, and currently only has corporate banking operations on the local market. First Bank was known as Piraeus Bank until 2018, when the Piraeus Bank Group left the Romanian market and sold its subsidiary to J.C. Flowers & Co. Intesa Sanpaolo acquired Veneto Banca, including its Romanian subsidiary, in 2017.

Discontinued operations

Bank	Licence withdrawn	Fate	Date
Credit Bank	18 April 1997	Bankruptcy	9 November 2000
Albina Bank	13 May 1999	Bankruptcy	25 May 1999
Bancorex	31 July 1999	Merged with Banca Comercială Română	30 July 1999
Bankcoop	8 February 2000	Bankruptcy	8 February 2000
Columna Bank	22 June 2000	Bankruptcy	18 March 2003
International Religion Bank	10 July 2000	Bankruptcy	10 July 2000
Discount Romanian Bank	28 February 2002	Bankruptcy	19 April 2002
Investment and Development Bank	29 March 2002	Dissolved	11 March 2002
Turkish-Romanian Bank	30 April 2002	Bankruptcy	3 July 2002
HVB Bank		Merged with Banca Comerciala Ion Tiriac as HVB Tiriac Bank	31 August 2006
Banca di Roma		The group, including its Romanian branch, merged with Unicredit	12 June 2008
Anglo-Romanian Bank		Merged with Erste Group and BCR	1 July 2011
Banca CR Firenze		The group, including its Romanian subsidiary, merged with Intesa Sanpaolo.	1 October 2012
The Royal Bank of Scotland		Sold retail and corporate portfolio to Unicredit Bank and closed.	August 2015
Millenium Bank	1 November 2015	Merged with OTP Bank	31 October 2015
Volksbank Group (Romanian subsidiary)	1 January 2016	Merged with Banca Transilvania	31 December 2015
Banca Comercială Carpatica	2 May 2017	Merged with Patria Bank	3 May 2017
Veneto Banca	8 June 2018	The group, including its Romanian branch, merged with Intesa Sanpaolo.	27 June 2017
Piraeus Bank		The Romanian subsidiary of Piraeus Bank was acquired by J.C. Flowers & Co., whom later changed the bank's name to First Bank on 30 October 2018.	28 June 2018
Bancpost	1 January 2019	The Romanian subsidiary of Eurobank Ergasias merged with Banca Transilvania.	31 December 2018
Bank of Cyprus	1 January 2019	Sold its assets and liabilities to Marfin Bank (now known as Vista Bank) in 2013, and closed in 2018.	31 December 2018
National Bank of Greece		The Romanian subsidiary of National Bank of Greece, Banca Românească, was acquired by the Romanian state-owned corporate bank EximBank.	23 January 2020
Bank Leumi	30 April 2020	Bank Leumi's Romanian subsidiary merged with First Bank.	31 April 2020
Crédit Agricole	30 September 2022	Crédit Agricole's Romanian subsidiary merged with Vista Bank.	1 October 2022
Banca Românească	10 May 2023	Merged with EximBank as Exim Banca Românească	31 December 2022

References

• "British bank launches new branch" The Diplomat Bucharest
• "Bank makes first venture abroad - Portugal" The Diplomat Bucharest
• "Doha Bank opens office in Bucharest" Gulf Times

Notes and References

1. Web site: REGISTRUL INSTITUTIILOR DE CREDIT - Banci. bnr.ro. BANCA NATIONALA a ROMANIEI. 9 December 2023.
2. Web site: REGISTRUL INSTITUTIILOR DE CREDIT - Sucursale ale institutiilor de credit din state terte si alte state membre. bnr.ro. BANCA NATIONALA a ROMANIEI. 9 December 2023.
3. https://www.firstbank.ro/en/firstbank/banca/informatii-generale/parte-din-intesa-san-paolo.html
4. Web site: Dan Ostahie cumpără Porsche Bank România și o transformă în Credex Bank. BNR a aprobat tranzacția . 19 June 2024 .
5. https://aliorbank.ro/
6. Web site: Credit Europe Bank .
7. Web site: Credit Europe Bank va fi radiată de la Registrul Comerțului . 11 June 2024 .
8. Web site: Schimbare importantă la una dintre cele mai cunoscute bănci din România. Ce se întâmplă cu operaţiunile din ţară .
9. Web site: List of systemically important banks and the other systemically important institutions buffer (O-SII buffer) applicable in 2024. The National Committee of Macroprudential Oversight. 9 December 2023.
10. Web site: Topuri Banci. Bancherul. 31 May 2017.
11. Web site: Topul bancilor la cresterea activelor in 2019: Banca Transilvania a fost performera sistemului bancar, urmata de ING si CEC Bank. Bancherul. 29 June 2020.
12. Web site: TOPUL BĂNCILOR DUPĂ ACTIVE ÎN 2020. O NOUĂ BANCĂ ROMÂNEASCĂ ÎNTRĂ ÎN TOP 10 DUPĂ CE GARANTI BBVA A PIERDUT DOUĂ LOCURI. DOAR 5 DINTRE CELE MAI MARI ZECE BĂNCI DIN ROMÂNIA ȘI-AU MAJORAT COTA DE PIAȚĂ ÎN PANDEMIE. Cornel Dinu . Ziarul Financiar. 28 June 2021. 28 January 2022.
13. Web site: Topul integral al băncilor în 2021. Banca Transilvania se desprinde în vârf, CEC Bank urcă o poziție, Eximbank se pregătește pentru salt, cota ING Bank scade în premieră, după mulți ani. Mihai Baniţă. Profit.ro. 4 July 2022. 20 December 2023.