List of banks in Japan explained

This is a list of banks in Japan.

Central Bank

• Bank of Japan

Governmental institutions

Existing National Institutions

• Development Bank of Japan, or DBJ
• Japan Finance Corporation, or JFC
  • Japan Bank for International Cooperation, or JBIC, the internal division of Japan Finance Corporation.

Postal Savings Bank

• Japan Post Bank, former Japan Post's banking division and subsidiary of the successor Japan Post Holding.

Regional Municipalities', Authorities' Mutual Corporation

• Japan Finance Organization for Municipalities, restructured to Japan Finance Organization for Municipalities.

Defunct National Institutions

• Agriculture Forestry and Fisheries Finance Corporation, merged to Japan Finance Corporation.
• Japan Finance Corporation for Small and Medium Enterprise, merged to Japan Finance Corporation.
• National Life Finance Corporation, merged to Japan Finance Corporation.
• Japan Post, restructured to Japan Post Bank.

Megabanks

• Mitsubishi UFJ Financial Group
  • The Bank of Tokyo-Mitsubishi UFJ
  • Mitsubishi UFJ Trust and Banking Corporation
  • The Senshū Bank
  • The Master Trust Bank of Japan
• Sumitomo Mitsui Financial Group
  • Sumitomo Mitsui Banking Corporation
• Mizuho Financial Group
  • Mizuho Bank
  • Mizuho Trust & Banking Co.
  • Chiba Kōgyō Bank
  • Trust & Custody Services Bank

Money center banks

• Sumitomo Mitsui Trust Holdings
  • Sumitomo Trust and Banking
  • The Chuo Mitsui Trust and Banking Co.
  • Mitsui Asset Trust and Banking Co.
• Resona Holdings
  • Resona Bank
  • Saitama Resona Bank
  • Kinki Osaka Bank
  • Resona Trust & Banking Co.
• Aozora Bank, former Nippon Credit Bank
  • Aozora Trust Bank
• Shinsei Bank, former Long-Term Credit Bank of Japan
  • Shinsei Trust & Banking Co.

Regional banks

There are 50 or so Regional banks (地方銀行), with their head offices in the capital cities of the 47 Prefectures, serving mainly their prefectural customers.^[1] Examples of them are:

• Bank of Yokohama in Yokohama, Kanagawa - the largest regional bank in Japan, core arm of Concordia Financial Group.
• Hachijuni Bank in Nagano, Nagano
• in Kagoshima, Kagoshima - Recently merged with Higo Bank (肥後銀行), Kumamoto, Kumamoto, as Kyushu Financial Group.

Trust banks

• Mitsubishi UFJ Trust and Banking Corporation (subsidiary of Mitsubishi UFJ Financial Group)
• Mizuho Trust & Banking Co. (subsidiary of Mizuho Financial Group)
• Sumitomo Mitsui Trust Holdings
  • Sumitomo Trust and Banking
  • The Chuo Mitsui Trust and Banking Co.
  • Mitsui Asset Trust and Banking Co.
• The Master Trust Bank of Japan (subsidiary of Mitsubishi UFJ Financial Group)
• The Nomura Trust & Banking Co. (subsidiary of Nomura Holdings)
• NikkoCiti Trust and Banking (joint venture of Nikko Cordial and Citigroup)
• ORIX Trust and Banking (subsidiary of ORIX)
• Shinkin Trust Bank (subsidiary of Shinkin Central Bank)
• Aozora Trust Bank (subsidiary of Aozora Bank)
• Nōrinchūkin Trust and Banking (subsidiari of Norinchukin Bank)
• Shinsei Trust & Banking Co. (subsidiary of Shinsei Bank)
• JSF Trust and Banking Co. (subsidiary of Japan Securities Finance Co.)
• ShinGinkō Tokyo (subsidiary of Tokyo Metropolitan Government)
• Japan Trustee Services Bank (joint venture of Resona Holdings and Sumitomo Mitsui Trust Holdings)
• Trust & Custody Services Bank (subsidiary of Mizuho Financial Group)
• Resona Trust & Banking Co. (subsidiary of Resona Holdings)

Foreign banks

Members of the International Bankers Association in Japan^[2]

Financial Groups

^[3]

• Australia and New Zealand Banking Group Limited
• Bank of America Merrill Lynch
• Barclays Bank Group
• BNP Paribas
• Citigroup
• Crédit Agricole Group
• Credit Suisse Group
• DBS Bank Ltd
• Deutsche Bank Group
• Goldman Sachs Japan Co., Ltd.
• HSBC Group Japan
• JPMorgan Chase
• National Australia Bank Group
• Royal Bank of Canada
• Société Générale
• Standard Chartered Bank
• The Bank of New York Mellon
• UBS AG
• Wells Fargo

Commercial Banks

• Australia and New Zealand Banking Group
• Banco Bilbao Vizcaya Argentaria
• Banco do Brasil S.A.
• Bangkok Bank
• Bank of Communications
• Bank of India
• China Construction Bank
• Chinatrust Commercial Bank
• Commerzbank
• Commonwealth Bank of Australia
• DBS Bank
• Depfa Bank
• ING Bank
• Itaú Unibanco
• Korea Exchange Bank
• Lloyds Bank plc
• Metropolitan Bank and Trust Company
• National Australia Bank
• Oversea-Chinese Banking Corporation
• Philippine National Bank
• Bank Negara Indonesia
• Rabobank Nederland
• Standard Chartered Bank
• State Bank of India
• The Bank of Nova Scotia
• UniCredit
• Union de Banques Arabes et Françaises
• United Overseas Bank
• Wells Fargo Bank, N.A.
• WestLB AG

Representative Offices

• Banco Santander
• CIC Banks
• Crédit Foncier
• Euroclear Bank
• Landesbank Baden-Württemberg
• Caixa Economica Federal

Other

• Banco Itaú
• Bank Muamalat Malaysia
• Bank of China
• Bank of Hawaii
• Bank of New Zealand
• Bank of Taiwan
• BayernLB
• Canadian Imperial Bank of Commerce
• Chang Hwa Bank
• First Commercial Bank
• Habib Metropolitan Bank
• Hana Financial Group
• Industrial and Commercial Bank of China
• Kiup Bank
• Kookmin Bank
• Korea Development Bank
• Korea Exchange Bank
• Mega International Commercial Bank
• SC First Bank
• Shinhan Bank
• Union Bank of California
• Westpac
• Woori Bank

Community banking system

• Shinkin Banks
  • Shinkin Central Bank
    • Shinkin Trust Bank
• Shinkumis
• Labour Banks
• JA Banks
  • Nōrinchūkin Bank
    • Nōrinchūkin Trust and Banking

M&A Tree

Japan's banking system has consolidated dramatically since the 1990s. The list below gives an account of the banking industry's composition and consolidation. These banks are usually called the "City banks" (都市銀行).

• Mizuho Financial Group (2000) / Mizuho Bank / Mizuho Corporate Bank (2002)
  • Dai-Ichi Kangyō Bank (1971)
    • Dai-Ichi Bank
    • Nippon Kangyō Bank
  • Fuji Bank
  • Industrial Bank of Japan
• Mitsubishi UFJ Financial Group (2005) / The Bank of Tokyo-Mitsubishi UFJ (2006)
  • Mitsubishi Tokyo Financial Group (2001) / The Bank of Tokyo-Mitsubishi (1996)
    • The Bank of Tokyo
    • Mitsubishi Bank
  • UFJ Holdings / UFJ Bank (2002)
    • Sanwa Bank (1933)
      • Sanjūyon Bank
      • Yamaguchi Bank
      • Kōnoike Bank
    • Tōkai Bank (1941)
      • Aichi Bank
      • Nagoya Bank
      • Itō Bank
• Sumitomo Mitsui Banking Corporation (2002)
  • The Sumitomo Bank
  • Sakura Bank (1990)
    • Mitsui Bank
    • Taiyō-Kobe Bank (1973)
      • Taiyō Bank
      • Bank of Kobe
• Resona Holdings / Resona Bank / Saitama Resona Bank (2002)
  • Asahi Bank (1991)
    • Kyōwa Bank
    • Saitama Bank
  • Daiwa Bank
• Mitsui Trust Holdings (2002) / The Chūō Mitsui Trust and Banking Co. (2000)
  • The Chūō Trust and Banking Co.
  • Mitsui Trust and Banking Co.

Bankruptcy

• Hokkaidō Takushoku Bank, absorbed into North Pacific Bank and The Chūō Mitsui Trust and Banking Co. (1998)

See also

• List of financial regulatory authorities by country

Notes and References

1. https://www.zenginkyo.or.jp/en/banks/financial-institutions/ Types of Banks (Japanese Bankers Association, as of December 2019)
2. Web site: Membership List . 2011-05-11 . dead . https://web.archive.org/web/20070828010912/http://www.ibajapan.org/P10.html . 2007-08-28 . International Bankers Association, Japan - Membership Listing, 2011.07.28
3. Web site: Our Members | IBA Japan .