| Gmina Kowal | |
| Other Name: | Kowal Commune |
| Settlement Type: | Gmina |
| Total Type: | Total |
| Subdivision Type: | Country |
| Subdivision Type1: | Voivodeship |
| Subdivision Name1: | Kuyavian-Pomeranian |
| Subdivision Type2: | County |
| Subdivision Name2: | Włocławek County |
| Area Total Km2: | 114.75 |
| Population Total: | 4089 |
| Population As Of: | 2006 |
| Population Density Km2: | auto |
| Coor Pinpoint: | Kowal |
| Coordinates: | 52.5325°N 19.145°W |
| Seat: | Kowal |
Gmina Kowal is a rural gmina in Włocławek County, Kuyavian-Pomeranian Voivodeship, in north-central Poland. Its seat is the town of Kowal, although the town is not part of the territory of the gmina.
The gmina covers an area of 114.75km2, and as of 2006 its total population is 4,089.
The gmina contains part of the protected area called Gostynin-Włocławek Landscape Park.
Gmina Kowal contains the villages and settlements of Bogusławice, Czerniewiczki, Dąbrówka, Dębniaki, Dobrzelewice, Dziardonice, Gołaszewo, Grabkowo, Grodztwo, Kępka Szlachecka, Krzewent, Nakonowo, Przydatki Gołaszewskie, Rakutowo, Strzały, Unisławice, Więsławice and Więsławice-Parcele.
Gmina Kowal is bordered by the town of Kowal and by the gminas of Baruchowo, Choceń, Lubień Kujawski and Włocławek.