An insurance commissioner (or commissioner of insurance) is a public official in the executive branch of a state or territory in the United States who, along with their office, regulate the insurance industry. The powers granted to the office of an insurance commissioner differ in each state. The office of an insurance commissioner is established either by the state constitution or by statute. While most insurance commissioners are appointed, in some jurisdictions they are elected.[1] The office of the insurance commissioner may be part of a larger regulatory agency, or an autonomous department.
Insurance law and regulation is established individually by each state. In order to better coordinate insurance regulation among the states and territories, insurance commissioners are members of the National Association of Insurance Commissioners (NAIC).[2]
The purpose of insurance commissioners is to maintain fair pricing for insurance products, protect the solvency of insurance companies, prevent unfair practices by insurance companies, and ensure availability of insurance coverage.[3] In order to accomplish these goals, each state grants several powers to insurance commissioners and their offices, including:[4]
, the various insurance commissioners are:[5]
| State/territory | Name | Title | Name of Office | Elected/Appointed | |
|---|---|---|---|---|---|
| Mark Fowler | Commissioner | Alabama Department of Insurance | Appointed | ||
| Lori K. Wing-Heier | Director | Alaska Division of Insurance | Appointed | ||
| Peni 'Ben' Itula Sapini Teo | Commissioner | Office of the Governor | Appointed | ||
| Barbara D. Richardson | Interim Director | Arizona Department of Insurance and Financial Institutions | Appointed | ||
| Alan McClain | Commissioner | Arkansas Insurance Department | Appointed | ||
| Commissioner | California Department of Insurance | Elected | |||
| Michael Conway | Commissioner | Colorado Division of Insurance | Appointed | ||
| Andrew N. Mais | Commissioner | Connecticut Insurance Department | Appointed | ||
| Commissioner | Delaware Department of Insurance | Elected | |||
| Karima Woods | Commissioner | District of Columbia Department of Insurance, Securities, and Banking | Appointed | ||
| Michael Yaworsky | Commissioner | Florida Office of Insurance Regulation | Appointed | ||
| Commissioner | Office of Insurance and Safety Fire Commissioner | Elected | |||
| Michelle Santos | Commissioner | Guam Department of Revenue and Taxation | Appointed | ||
| Gordon I. Ito | Commissioner | Hawaii Insurance Division | Appointed | ||
| Dean Cameron | Director | Idaho Department of Insurance | Appointed | ||
| Ann Gillespie | Director | Illinois Department of Insurance | Appointed | ||
| Holly W. Lambert | Commissioner | Indiana Department of Insurance | Appointed | ||
| Doug Ommen | Commissioner | Iowa Insurance Division | Appointed | ||
| Commissioner | Kansas Insurance Department | Elected | |||
| Sharon Clark | Commissioner | Kentucky Department of Insurance | Appointed | ||
| Commissioner | Louisiana Department of Insurance | Elected | |||
| Robert L. Carey | Superintendent | Maine Bureau of Insurance | Appointed | ||
| Marie Grant | Commissioner | Maryland Insurance Administration | Appointed | ||
| Michael T. Caljouw | Commissioner | Massachusetts Division of Insurance | Appointed | ||
| Anita G. Fox | Director | Michigan Department of Insurance and Financial Services | Appointed | ||
| Grace Arnold | Commissioner | Minnesota Department of Commerce | Appointed | ||
| Commissioner | Mississippi Insurance Department | Elected | |||
| Mick Campbell | Director | Missouri Department of Insurance, Financial Institutions and Professional Registration | Appointed | ||
| James Brown | Commissioner | Montana Office of the Commissioner of Securities and Insurance | Elected | ||
| Eric Dunning | Director | Nebraska Department of Insurance | Appointed | ||
| Scott Kipper | Commissioner | Nevada Division of Insurance | Appointed | ||
| D.J. Bettencourt | Commissioner | New Hampshire Insurance Department | Appointed | ||
| Justin Zimmerman | Commissioner | New Jersey Department of Banking and Insurance | Appointed | ||
| Alice T. Kane | Superintendent | New Mexico Office of Superintendent of Insurance | Appointed | ||
| Adrienne A. Harris | Superintendent | New York State Department of Financial Services | Appointed | ||
| Commissioner | Commissioner of Insurance | Elected | |||
| Commissioner | North Dakota Insurance Department | Elected | |||
| Remedio C. Mafnas | Commissioner | Office of the Insurance Commissioner | Appointed | ||
| Director | Ohio Department of Insurance | Appointed | |||
| Commissioner | Oklahoma Insurance Department | Elected | |||
| Andrew Stolfi | Commissioner | Oregon Insurance Division | Appointed | ||
| Michael Humphreys | Commissioner | Pennsylvania Insurance Department | Appointed | ||
| Alexander S. Adams Vega | Commissioner | Office of the Commissioner of Insurance | Appointed | ||
| Elizabeth Kelleher Dwyer | Superintendent | Rhode Island Division of Insurance | Appointed | ||
| Michael Wise | Director | South Carolina Department of Insurance | Appointed | ||
| Larry Deiter | Director | South Dakota Division of Insurance | Appointed | ||
| Carter Lawrence | Commissioner | Tennessee Department of Commerce and Insurance | Appointed | ||
| Cassie Brown | Commissioner | Texas Department of Insurance | Appointed | ||
| Joanathan Pike | Commissioner | Utah Insurance Department | Appointed | ||
| Lt. Governor/ Commissioner | Division of Banking and Insurance | Elected | |||
| Sandy Bigglestone | Commissioner | Vermont Department of Financial Regulation | Appointed | ||
| Scott A. White | Commissioner | Virginia Bureau of Insurance | Appointed | ||
| Commissioner | Washington Office of the Insurance Commissioner | Elected | |||
| Alan L. McVey | Commissioner | West Virginia Offices of the Insurance Commissioner | Appointed | ||
| Nathan Houdek | Commissioner | Wisconsin Office of the Commissioner of Insurance | Appointed | ||
| Jeff Rude | Commissioner | Wyoming Insurance Department | Appointed |