Buy-up coverage is the portion of crop insurance coverage for which a participatingfarmer in the US pays a premium. During the 2000s, the system offered catastrophic (CAT) crop insurance coveragewithout any premium payments required of the farmer. Any coverage purchasedabove the CAT level was referred to as buy-up coverage, and was partially subsidized by theUS federal government.
The Agricultural Act of 2014 adjusted buy-up coverage limits and premium payments, along with buyers' costs, as part of a shift away from direct subsidies.[1]