| Year: | 2021 |
| Team: | Western Carolina Catamounts |
| Sport: | football |
| Conference: | Southern Conference |
| Short Conf: | SoCon |
| Record: | 4–7 |
| Conf Record: | 4–4 |
| Head Coach: | Kerwin Bell |
| Hc Year: | 1st |
| Off Coach: | Kade Bell |
| Oc Year: | 1st |
| Off Scheme: | No-huddle spread |
| Codef Coach1: | Justin Hinds |
| Codc1 Year: | 1st |
| Codef Coach2: | Chaz Scales |
| Codc2 Year: | 1st |
| Def Scheme: | 4–3 |
| Stadium: | Bob Waters Field at E. J. Whitmire Stadium |
The 2021 Western Carolina Catamounts football team represented the Western Carolina University as a member of the Southern Conference (SoCon) during the 2021 NCAA Division I FCS football season. Led by first-year head coach Kerwin Bell, the Catamounts compiled an overall record of 4–7 with a mark of 4–4 in conference play, tying for fourth place in the SoCon. Western Carolina played their home games at Bob Waters Field at E. J. Whitmire Stadium in Cullowhee, North Carolina.
| +Coaches for the 2021 season | Name | Position | Seasons at Western Carolina |
|---|---|---|---|
| Kerwin Bell | Head Coach | 1st | |
| Justin Hinds | Defensive Coordinator/Linebackers | 1st | |
| Kade Bell | Offensive Coordinator/Quarterbacks | 1st | |
| Kerry Webb | Special Teams Coordinator/Nickles | 1st | |
| Chaz Scales | co-Defensive Coordinator/Defensive Backs | 1st | |
| JJ Laster | Wide Receivers | 1st | |
| Larry Murphy | Cornerbacks | 1st | |
| John Peacock | Offensive Line | 1st | |
| Rudi Small | Running Backs | 1st | |
| Dennis Thomas | Defensive Line | 1st | |
| Rylan Wells | Tight Ends / Fullbacks | 1st |