| Game Name: | Guaranteed Rate Bowl |
| Subheader: | 32nd Guaranteed Rate Bowl |
| Date Game Played: | December 28 |
| Year Game Played: | 2021 |
| Football Season: | 2021 |
| Stadium: | Chase Field |
| City: | Phoenix, Arizona |
| Visitor School: | West Virginia University |
| Visitor Name Short: | West Virginia |
| Visitor Nickname: | Mountaineers |
| Visitor Record: | 6–6 |
| Visitor Conference: | Big 12 |
| Visitor Coach: | Neal Brown |
| Visitor 1Q: | 0 |
| Visitor 2Q: | 6 |
| Visitor 3Q: | 0 |
| Visitor 4Q: | 0 |
| Home School: | University of Minnesota |
| Home Name Short: | Minnesota |
| Home Nickname: | Golden Gophers |
| Home Record: | 8–4 |
| Home Conference: | Big Ten |
| Home Coach: | P. J. Fleck |
| Home 1Q: | 0 |
| Home 2Q: | 15 |
| Home 3Q: | 3 |
| Home 4Q: | 0 |
| Mvp: | Ky Thomas (RB, Minnesota) & Tyler Nubin (S, Minnesota)[1] |
| Odds: | Minnesota by 4 |
| Referee: | Jeff Flanagan (ACC) [2] |
| Attendance: | 21,220 |
| Us Network: | ESPN ESPN Radio |
| Us Announcers: | ESPN: Dave Flemming (play-by-play), Rod Gilmore (analyst), and Stormy Buonantony (sideline) ESPN Radio: Beth Mowins (play-by-play), Kirk Morrison (analyst), and Dawn Davenport (sideline) |
| Different Previous: | 2019 |
The 2021 Guaranteed Rate Bowl was a college football bowl game played on December 28, 2021, with kickoff at 10:15 p.m. EST (8:15 p.m. local MST) and televised on ESPN.[3] It was the 32nd edition of the Guaranteed Rate Bowl, although the first played under that name (the 2020 edition was canceled due to an insufficient number of teams being available to fill all bowl slots) and was one of the 2021–22 bowl games concluding the 2021 FBS football season. Residential mortgage company Guaranteed Rate was the game's title sponsor.
Consistent with conference tie-ins, the game was played between teams from the Big 12 Conference and the Big Ten Conference.
This was first time that Minnesota and West Virginia ever played each other.[4]
See main article: 2021 West Virginia Mountaineers football team. West Virginia finished their regular season with an overall 6–6 record, 4–5 in Big 12 games. After starting their season with four losses in their first six games, the Mountaineers won four of their final six games to become bowl eligible. West Virginia played four ranked opponents, losing to Oklahoma and Oklahoma State while defeating Virginia Tech and Iowa State.
See main article: 2021 Minnesota Golden Gophers football team. Minnesota finished their regular season with an overall 8–4 record, 6–3 in Big Ten games. The Golden Gophers were ranked 20th after winning six of their first eight games, but then lost two of their final four games. Minnesota played three ranked teams, losing to Ohio State and Iowa while defeating Wisconsin.