| Year: | 2020 |
| Team: | Western Carolina Catamounts |
| Sport: | football |
| Conference: | Southern Conference |
| Short Conf: | SoCon |
| Record: | 1–8 |
| Conf Record: | 1–5 |
| Head Coach: | Mark Speir |
| Hc Year: | 9th |
| Off Coach: | John Holt |
| Oc Year: | 2nd |
| Def Coach: | Andy McCollum |
| Dc Year: | 1st |
| Stadium: | Bob Waters Field at E. J. Whitmire Stadium |
The 2020 Western Carolina Catamounts team represented Western Carolina University as a member of the Southern Conference (SoCon) during the 2020–21 NCAA Division I FCS football season. Led by Mark Speir in his ninth and final season as head coach, the Catamounts compiled an overall record of 1–8 with a mark of 1–5 in conference play, placing last out of nine teams in the SoCon. Western Carolina played their home games at Bob Waters Field at E. J. Whitmire Stadium in Cullowhee, North Carolina.