| 2004 NAIA Football Championship | |
| Visitor: | Carroll (MT) |
| Home: | Saint Francis (IN) |
| Visitor Total: | 15 |
| Home Total: | 13 |
| Visitor Quarter1: | 0 |
| Visitor Quarter2: | 6 |
| Visitor Quarter3: | 0 |
| Visitor Quarter4: | 9 |
| Home Quarter1: | 7 |
| Home Quarter2: | 0 |
| Home Quarter3: | 0 |
| Home Quarter4: | 6 |
| Date: | December 18, 2004 |
| Stadium: | Jim Carroll Stadium |
| City: | Savannah, Tennessee |
| Moop: | Tyler Emmert, Carroll |
| Modp: | Marty Starks, Saint Francis |
| Officials: | Scott Cooper |
| Attendance: | 5,376 |
| Series: | NAIA Football National Championship |
The 2004 NAIA football championship series concluded on December 18, 2004, with the championship game played at Jim Carroll Stadium in Savannah, Tennessee. The game was won by the Carroll Fighting Saints over the Saint Francis Cougars by a score of 15 - 13.