| Competition: | Druga HNL |
| Season: | 1994–95 |
| Winners: | Hrvatski Dragovoljac (West Division) Slavonija Požega (North Division) Uskok Klis (South Division) |
| Promoted: | Hrvatski Dragovoljac Orijent Slavonija Požega Mladost 127 Uskok Klis Dubrovnik |
| Relegated: | Rudar Labin Nehaj Dubrava Valpovka Neretvanac |
| Prevseason: | 1993–94 |
| Nextseason: | 1995–96 |
The 1994–95 Druga HNL (also known as 2. HNL) season was the 4th season of Croatia's second-level football since its establishment in 1992.
The league consisted of 52 teams organized into three geographic groups: Zapad (West, 19 teams), Sjever (North, 16 teams), and Jug (South, 17 teams).