| Year: | 1992 |
| Team: | Northern Iowa Panthers |
| Sport: | football |
| Conference: | Gateway Football Conference |
| Short Conf: | Gateway |
| Record: | 12–2 |
| Conf Record: | 5–1 |
| Head Coach: | Terry Allen |
| Hc Year: | 4th |
| Def Coach: | Ardell Wiegandt |
| Dc Year: | 4th |
| Stadium: | UNI-Dome |
| Champion: | Gateway champion |
| Bowl: | NCAA Division I-AA Semifinal |
| Bowl Result: | L 7–19 vs. Youngstown State |
The 1992 Northern Iowa Panthers football team represented the University of Northern Iowa as a member of the Gateway Football Conference during the 1992 NCAA Division I-AA football season. Led by fourth-year head coach Terry Allen, the Panthers compiled an overall record of 12–2 with a mark of 5–1 in conference play, winning the Gateway title for the third consecutive season. Northern Iowa advanced to the NCAA Division I-AA Football Championship playoffs, where they beat Eastern Washington in the first round and McNeese State in the quarterfinals before falling to Youngstown State in the semifinals.