| Year: | 1986 |
| Team: | Western Kentucky Hilltoppers |
| Sport: | football |
| Conference: | Independent |
| Record: | 4–6–1 |
| Head Coach: | Dave Roberts |
| Hc Year: | 3rd |
| Stadium: | L. T. Smith Stadium |
The 1986 Western Kentucky Hilltoppers football team represented Western Kentucky University as an independent during the 1986 NCAA Division I-AA football season. Led by third-year head coach Dave Roberts, the Hilltoppers compiled a record of 4–6–1.[1]