| Year: | 1986 |
| Team: | Cincinnati Bearcats |
| Sport: | football |
| Conference: | Independent |
| Record: | 5–6 |
| Head Coach: | Dave Currey |
| Hc Year: | 3rd |
| Stadium: | Riverfront Stadium, Nippert Stadium |
The 1986 Cincinnati Bearcats football team represented the University of Cincinnati during the 1986 NCAA Division I-A football season. The Bearcats, led by head coach Dave Currey, participated as independent and played their home games at Riverfront Stadium. On-campus Nippert Stadium was used as a supplement.