| Election Name: | 1981 Hong Kong municipal election |
| Country: | Hong Kong |
| Flag Image: | Flag of Hong Kong 1959.svg |
| Type: | parliamentary |
| Ongoing: | no |
| Previous Election: | 1979 Hong Kong municipal election |
| Previous Year: | 1979 |
| Next Election: | 1983 Hong Kong municipal election |
| Next Year: | 1983 |
| Seats For Election: | 6 (of the 12) elected seats to the Urban Council |
| Election Date: | 5 March 1981 |
| Registered: | 34,381 9.21% |
| Turnout: | 6,195 (18.02%) 21.45pp |
| Leader2: | Brook Bernacchi |
| Party2: | Reform Club of Hong Kong |
| Seats Before2: | 3 |
| Seats After2: | 2 |
| Seat Change2: | 1 |
| Popular Vote2: | 7,291 |
| Percentage2: | 28.29% |
| Leader1: | Hilton Cheong-Leen |
| Party1: | Hong Kong Civic Association |
| Seats Before1: | 4 |
| Seats After1: | 4 |
| Popular Vote1: | 11,688 |
| Percentage1: | 45.35% |
| Chairman | |
| Before Party: | Independent (politician) |
| After Party: | Hong Kong Civic Association |
| Map Size: | 325px |
The 1981 Hong Kong Urban Council election was held on 5 March 1981 for the six of the 12 elected seats of the Urban Council of Hong Kong. Only about 6,195 of the 34,381 voters, cast their ballots in the election, accounting for 18 per cent turnout rate, breaking the record as the lowest turnout rate in history until the 1989 Urban & Regional Council elections.[1]
It was the last Urban Council election with the limited franchise. Before the election, the government announced a major reform of the Urban Council to expand electorate to all Hong Kong permanent residents over 21 in the next year in 1983, which made the term of the elected members in this election only two years.